Pradhan Mantri Awas Yojana was started by Indian government in 2015. There are a lot of peoples in India who cant buy home so Pradhan Mantri Awas Yojana was started by central government to overcome from this situation. We have all the details of pradhan mantri awas yojana online application. Please have a look below how to apply pradhan mantri awas yojana online. प्रधानमंत्री आवास योजना को भारत सरकार ने 2015 मैं शुरू किया था| भारत मैं ऐसे बहुत से लोग है जो घर नहीं खरीद सकते इसलिए उनकी हालत को सुधारने के लिए भारत सकरार ने यह योजना शुरू की
We already know what is Pradhan Mantri Awas yojana. There are lots of people in India who cant buy home. Three things which are very essential to human life i.e Clothes, Khana and House. Everyone will get clothes and Khana but not house. That’s why our Prime Minister Narendar modi starts this yojana for the peoples who can’t buy home.
Pradhan Mantri awas yojana was started on 25th june, 2015. Main motive of awas yojana is to help poor peoples so that they can build their homes. भारत मैं ऐसे बहुत से लोग हैं जो घर नहीं खरीद सकते| हर इंसान की ३ मुख्य जरूरते होती हैं: रोटी , कपडा और मकान| घर बनाना हर एक के लिए आसान नहीं होता| इसी को देखते हो प्रधानमंत्री ने Pradhan Mantri Awas yojana शुरू की| यह योजना 25th june,2015 को लोगों को समर्पित की गयी|
This Yojana will be completed by 2022 and our government invested 439.22 billion rupees in PMAY. यह योजना 2022 तक पूर्ण होगी| भारत सरकार का उद्देश्य हैं की 2022 तक सभी के पास घर हो और भारत सरकार ने इसमें 439.22 billion invest किये हैं|
The following individuals and families are eligible for this scheme:
यह फॉर्म कोई भी गरीब भर सकता हैं| फॉर्म को ध्यान से पढ़िए और अप्लाई करीए और इस फॉर्म मैं यह ज़रूर घोषित करें की आपके पास कोई मकान नहीं हैं| Please follow below steps:
There are 2 options available First is For Slum Dwellers and Second is Benefit Under Other 3 Component. Click according to your need.
Now fill the form and click on save. अब फॉर्म को भर कर Save कर सकते हैं|
Check Official Website for more information and Check pradhan mantri awas yojana eligibility application status here:
If you have any doubts, then please let us know in comments so that we can solve your queries.
Pradhan Mantri Awas Yojana – Credit Linked Subsidy Scheme (PMAY-CLSS) is a scheme launched by our Honourable Prime Minister Shri Narendra Modi for customers belonging to Economically Weaker Section (EWS), Low Income Group (LIG), and Middle Income Group (MIG-I & MIG-II).
The beneficiary would be eligible for interest subsidy on purchase/ construction/ extension/ improvement of a house.
The beneficiary family should meet the following conditions in order to be eligible for Credit Linked Subsidy Scheme (CLSS) under PMAY:
Note: As per the amendment in guidelines, the definition of ‘beneficiary’ was broadened to include an adult earning member (irrespective of marital status) subject to certain provisos, making him/her eligible to apply of PMAY-Urban under CLSS for MIG scheme effective from 01 January 2017. Subsequently, this definition of ‘beneficiary’ was also made applicable to entire PMAY-Urban scheme w.e.f. 27 June 2017.
The bank will claim subsidy benefit for eligible borrowers from National Housing Bank (NHB). The NHB will conduct a due diligence to exclude claims where customer has submitted multiple requests.
For all eligible borrowers, the subsidy amount would be paid to the bank. Once the bank receives the interest subsidy, it will be credited upfront to the loan account. The subsidy will be calculated on Net Present Value (NPV) at 9% discount rate.
E.g., the borrower avails a loan for Rs. 8 Lakh and the subsidy works out to Rs. 2,20,000. The amount (Rs. 2,20,000) would be reduced upfront from the loan (i.e., the loan would reduce to Rs. 5,80,000) and the borrower would pay EMIs on the reduced amount of Rs. 5,80,000.
Note: The above example is for illustration purpose only and the subsidy* amount will depend on the actual amount received or any changes done by NHB on the same.
Yes, this rate is applicable only for first-time pucca home buyers as per PMAY criteria.
Pradhan Mantri Awas Yojana is available for salaried as well as self-employed customers.
The Pradhan Mantri Awas Yojana is applicable for a maximum considered tenure of 20 years.
The loan eligibility of the applicant will be assessed based on internal guidelines and processes of the bank as amended from time to time.
As per the extant requirement, the borrower will be required to submit income documents like, salary slip, ITR, bank statement, existing loan details etc. for the purpose of eligibility assessment.
No, there is no loan amount limit for loan accounts which are booked under PMAY-CLSS scheme.
This post was last modified on September 9, 2020 10:43 am
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